The U.S. Department of Education has announced the interest rates for federal Direct Loans first disbursed between July 1, 2025, and June 30, 2026. These rates are determined annually based on the high yield of the 10-year Treasury note auction held before June 1, plus a statutory add-on percentage specific to each loan type.
Prospective borrowers should consider these rates when planning for the upcoming academic year. For more detailed information, refer to the official announcement from FSA.
SOURCE: (DL-25-03) Interest Rates for Direct Loans First Disbursed Between July 1, 2025 and June 30, 2026